Pay later in 3 instalments will allow you to spread the cost of your purchase over 3 equal payments. The payment for each instalment will automatically be collected from the debit or credit card you entered at checkout. Your first instalment will be collected when your order is confirmed by Ebuyer and instalments 2 and 3 are scheduled 30 and 60 days later, respectively. You can always monitor your payments’ schedule in the Klarna app.

Klarna may run so-called unrecorded enquiries (or soft credit searches) that do not affect credit scoring and are only visible to you and Klarna, but not visible to other lenders. Neither Klarna nor Ebuyer run credit searches against you that could impact your credit rating.

As soon as Ebuyer have accepted your cancellation/return, Klarna will cancel any future scheduled payments as well as refund any amounts due. The return will be reflected in the Klarna app immediately.

Klarna will automatically attempt to collect your payment for your Pay later in 3 interest-free instalments purchase at Ebuyer from the debit or credit card you entered at checkout. If we are unable to collect your payment on the scheduled due date Klarna will make one further attempt to automatically collect payment two days later. Should this last payment attempt fail, Klarna will issue you a statement for the full outstanding order amount which will become payable 15 days later. Klarna shall notify you when a payment is due two days in advance of attempting to collect your payment and you can always monitor the due date in Klarna app at your convenience. Your credit score will not be impacted by using Klarna’s ‘Pay later in 3 instalments’ product even if you have failed to pay on time.

Payment information is processed securely by Klarna. No card details are transferred to or held by Ebuyer. All transactions take place via connections secured with the latest industry standard security protocols.

Yes. Just go to the Klarna app or log onto Klarna.com/uk and pay off early.

Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s privacy notices.

Klarna is a Swedish Bank and payment service provider that takes end-to-end responsibility for your finance. Klarna is the provider of ‘smoooth’ payments to more than 205,000 online stores, over 85 million consumers worldwide and manages over 1 million transactions per day. Ebuyer has trusted Klarna to securely handle our finance offer.

Spread the cost of your purchase into equal monthly payments with 14.9% APR, you can choose from 12, 24 or 36 months. From time to time certain products may have 0% APR finance from 6 months or 12 months. These are promotional offers and are not available all of the time.

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At the checkout please select the option for Klarna Finance and choose your preferred term 12, 24 or 36 months. You have to pay a minimum of 10% deposit but you can pay more. You will then complete a simple application with Klarna. Once you are approved you will be asked to pay your deposit, once this is done you will be sent back to the checkout and you can complete your purchase. Sit back and relax, we will send you your purchase.

Financing is only available to people aged 18 or over. Maximum age 80 (at the end of the agreement). Minimum 3 years UK residence and address history. Applicants must have a bank account which can make payments via Direct Debit.

Customers must be either:

• Full Time Employed
• Part Time Employed
• Self Employed
• Military
• Retired
• In receipt of Disability Allowance

If you have an active account (finance) with Klarna you can email customer services on [email protected].

This is different for customers with Pay in 3, please refer to the Pay in 3 section for these details.

Payment information is processed securely by Klarna. No payment information is transferred to us or held by us. All transactions take place via connections secured with the latest industry standard security protocols.

Your monthly payments will be made by direct debit. If you would like to pay your finance off early or make an additional payment please contact [email protected].

As soon as your return has registered your cancellation or your return, the refund will be processed within 5 business days. Your deposit will be returned to the card you used to make your deposit and any monthly payments will be returned to the bank account you used to make your payments.

Your personal data is handled in accordance with applicable data protection law and in accordance with the information in Klarna’s privacy notices.

You have 14 days to cancel your finance agreement, this does not mean your goods can always be returned, please refer to Ebuyer’s Terms and Conditions for the product you are purchasing.